I have some staff who have signed up for planned giving with an insurance company.  The way it works, is that they pay a premium each month to the insurance company and when they die, the policy goes to our organization.  This has to be tracked in Raiser's Edge but  I do not have the planned Gift module, I'm wondering if there's anyone out there without the planned gift module and have the same situation, please share with me how you are handling each premium paid and how you are receipting. I believe they get a receipt for the premium paid even though the money has not yet come to the org. but it has tax benefits to the employee while alive.  HELP!!! 

This is a really good question to ask the listserv at www.fundsvcs.org.  This has been discussed before so you can search the archives there and if you still have questions you can post to the list.

Oh, and I forgot to add.  I believe that in order for you to count and receipt - they should be paying you and you should be paying the premium.  I believe it is done this way when in effect it is your policy on their life but they are donating money to your org to cover the premium costs - but again read the listserv.  These types of legal receipting questions are exactly what that list is for.  Most of the questions posted here are for how to use the module - not proper receipting, etc. since that is a specialized list.